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The Office of Financial Aid and Family
Finance of Union College provides financial aid services to the students
of Union Graduate College. The Office of Graduate Admissions and Registration
of Union Graduate College has a Financial Assistant who will process
loan disbursements.
Federal Stafford Loan Program (subsidized and unsubsidized)
Matriculated full-time or part-time graduate students who are United
States citizens or permanent residents and are taking at least one
course per term during the academic year may be eligible for a Federal
Stafford Loan.
Students interested in acquiring a Stafford Loan should contact the
Office of Financial Aid and Family Finance (518-388-8744) and request
a packet of materials.
These include:
- The Free Application for Federal Student Aid (FAFSA - see link at
bottom)
- The Graduate Financial Aid Supplemental Form
- Verification Worksheet.
Students must submit a copy of their federal tax returns and the Stafford Loan
Master Promissory note before the loan can be finalized. To apply for the loan
on-line, contact the Financial Aid Office for instructions (518-388-8744).
Supplemental Loan Programs
Supplemental loans are available to students attending the Graduate College on
a full-time or part-time basis. Loan approval is based on a review of credit
worthiness and ability to repay. Loans are funded through private lenders and
financial institutions. Applications are available at the Financial Aid and Family
Finance Office in Grant Hall.
New York State Tuition Assistance Program (TAP)
This is a grant program for New York State residents who are full-time graduate
students (enrolled for at least three courses per term) that currently provides
awards ranging up to $550 per year. Eligibility is based on New York State net
taxable income. Applications will automatically be mailed to qualified students
upon completion of the FAFSA form.
Other Loans
Various types of alternative loans are also available through the Union College
Financial Aid Office, including loans for non-matriculated students, those who
have exceeded Stafford loan maximums, as well as loans for international students
who have a co-signer who is a US citizen or permanent resident.
Other Financial Aid Resources
There are over 2,281 Scholarship web sites on the
Internet. Use search terms such as "scholarship", "financial aid", etc… Here
is a small sample to get you started:
- www.gmac.com > (Note
that this site includes information on the Tuition Loan Program, a non-federally
backed school loan program that may be available to students who do not qualify
for Federal Stafford Loans.)
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www.scholarships.com >
- www.fastweb.com >
- www.fafsa.ed.gov >
Financial Aid Contact Information
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Nikki Gallucci
Associate Director, Financial Aid
Union Graduate College
Lamont House
807 Union Street
Schenectady, NY 12308
Tel: 518-388-8744
Fax: 518-388-6686
galluccn@union.edu
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